Novated Leasing A finance option that allows you to access some of your salary before-tax. It’s a cost-effective way to get into your next car. Get in touch Electric vehicles What is a novated lease? A novated lease allows you to finance your next new, used or existing car and it's running costs by accessing some of your salary before-tax. This means you could pay less income tax and take home more pay. And if you decide to take out a novated lease on an eligible electric car, thanks to the Federal Government's Electric Car discount, all your cars' payments are made before-tax, which means you could take home even more pay. Novated lease benefitsThe five key benefits why thousands of Australian drivers choose a novated lease. Tax savings: Access income tax savings by paying for your car and running costs from some or all of your before-tax salary depending on the car you choose Fleet discounts: Our buying power means you get access to further fleet discounts on new cars Save on GST: Depending on your employer, you could save GST on the purchase price of the car and the ongoing running costs for the life of your lease Budget convenience: A simple regular payment covers your finance payment and your car’s regular expenses such as registration, insurance, fuel or charging, maintenance, tyres and roadside assistance 24/7 driver support: Enjoy peace of mind with 24/7 driver support, always on hand to offer advice in any way we can Register for a Webinar Join us for live webinar where we answer your questions about novated leasing. Register for webinar What's included Vehicle purchase Lease payments Vehicle Protection Registration & CTP Fuel Cards Roadside Assistance Repairs & Maintenance Tyres Crash Management Comprehensive Insurance Fleet Discounts We’ll help you source the best car and the best possible price, with fleet discounts available on the purchase price of new cars and any accessories you’d like. Lease Payments One regular bundled payment from your salary each pay, that covers the finance and the car's regular running costs. This means you have money put aside so you won't be caught out of pocket. Car Protection All Fleetcare novated lease customers receive a car protection accessory pack included in their lease package. Our accessory packs provide great value for money and all the protection needed to keep your car's interior and exterior in excellent condition. Registrations & CTP We aim to meet 100% registration compliance, ensuring you’re always protected. We can assist with car inspections and offer an in-house facility for third-party insurance. Fuel Cards or Charging Based on the number of kilometers you plan to travel, we budget for your fuel spend and provide you with fuel cards for BP, Ampol and Shell service stations, so you won't be out of pocket. You’ll also enjoy half price car washes, available for all Fleetcare customers at BP service stations. For anyone with an electric or plug-in hybrid car, we can also budget for your charging. There are a few options available, and our consultants will help you pick the right one for you. 24/7 Roadside Assistance Contact us whenever you need help with breakdowns, flat tyres, emergency fuel, key replacement, or if you need any advice about your car. No matter what you need, we can help. Repairs & Maintenance Our dedicated maintenance controllers are qualified mechanics, and they will liaise directly with the repairer. Ensuring optimum service standards, the best rates possible and that warranties are claimed at every opportunity. You can choose from thousands of approved repairers including tyres, windscreens and batteries. Tyres We include tyres in every novated lease budget, so you’ll never be caught out trying to find money for new tyres again. Choose from a range of authorised suppliers, book online and get back on the road faster. Crash Management Contact our crash management team after an accident. We’ll make sure you’re safe, then get you where you need to be with replacement car hire. We’ll arrange for the car to be towed to an authorised service centre and coordinate your cars repairs with your insurer. We’ll even help you lodge your insurance claim including assessment and third-party recovery if required. Comprehensive Insurance Our comprehensive insurance product for novated lease holders includes Guaranteed Asset Protection (GAP) as standard ensuring you’re never out of pocket in the event of a total loss. Your questions answered To help you understand if a novated lease is right for you, we've answered our most common questions. How does a Novated Lease work? A novated lease is a salary packaging option that lets you pay for a new or used car and its running costs from your pre-tax salary. It’s a three-party agreement between you, your employer, and Fleetcare. How do I know if I’m eligible for a Novated Lease? Each employer could have slightly different policies, but generally speaking if you’re a salaried employee, completed your probation period at work and your employer is happy to enter into the agreement with us, you’re eligible. How do I pick my vehicle for the Novated Lease? Fleetcare will source the car of your choice at the best possible price, with fleet discounts on the purchase price and any accessories you’d like. Already sourced your new ride or prefer a used vehicle? No problems! We’ll make sure all the paperwork is done and the vehicle delivered on time and at a great price. Can I novate an electric vehicle? Yes, absolutely. With a Fleetcare Novated Lease, you’re able to choose an electric car, petrol car, hybrid car, or a diesel car. Check out our electric vehicle page for more information. How do I know how much I’m going to pay for my Novated Lease? If you’ve got a vehicle in mind, you can try our online calculator. Once you’re ready, one of our sales consultants can provide you with a personalised quote and talk you through the numbers. Everyone’s situation is different, and we encourage all our customers to seek financial advice before committing to a lease. Do I get fuel discounts with a Novated Lease? As a Fleetcare Novated Lease customer, you pay no GST on your vehicles running costs including fuel – that’s a 10% saving right there. You’ll have access to all major fuel suppliers BP, Ampol, Shell, Coles and Woolworths nationwide. You’ll also enjoy half price car washes, available for all Fleetcare customers at BP stations. Try our novated fuel savings calculator now! Is insurance included in the Novated Lease? Our comprehensive insurance product is specifically tailored to leased vehicles and is included as standard in a Fleetcare Novated Lease. Guaranteed Asset Protection (GAP) is also included ensuring you’re never out of pocket in the event of a total loss. Can I source my own insurance? Yes, absolutely. You can source your own insurance and we’ll include the budgeting in your novated lease so that you can be reimbursed. What is the difference between a Novated Lease and a Car Loan? With a car loan, the vehicle payments and running expenses are paid for after you’ve been taxed. With a Fleetcare Novated Lease, the cost of the vehicle, finance and running costs are taken from your pre-tax salary leaving you with more money in your pocket. How the process worksA step by step journey of your novated lease from start to finish. Additional novated lease information Frequently Asked Questions New Car Used Car Existing Car Electric Car Self-Managed Lease Existing salary packager Transfer Lease Vehicle Protection Options End of Lease Tools to make car ownership even easier We’ve created a number of online tools that highlight the savings and help you manage your novated lease. Novated Lease Calculator Get a realistic idea of how much you can save over the course of a year. 6 Steps To Salary Sacrificing Your Next Car We’ll walk through six easy steps to salary sacrifice a new car with a novated lease including how it works and what's included in your lease. Drive Appy Our driver app offers helpful guides and information on Fleetcare's services, as well as log-book and expense management modules. Happy "This is my second lease with Fleetcare. I have 2 vehicles which I lease and I am very happy with the service provided." MARK, Police Officer Get started online First Name Last Name Email Phone Company State ACT NSW NT QLD SA TAS VIC WA Employment Status Full-time Part-time Casual Contract None Time with current employer 0 – 6 months More than 6 months None Novated Lease Provider (if known) Gross annual salary Do you know what vehicle you are interested in? Yes No Vehicle year, make, model and variant Annual kilometres Lease length 1 year 2 years 3 years 4 years 5 years Message By submitting this form, I consent to be contacted by Fleetcare about their products, services, and offerings. Fleetcare will manage my information in accordance with their Privacy Policy. Verification Failed. Submit Enquiry Novated Lease Showroom Offers We use our buying power to negotiate huge discounts across a range of vehicles. If you're looking to upgrade your car, check out Fleetcare Novated Lease Showroom for our latest offers.Go to showroom EV Showroom Offers Novate an EV and become one of the ever-growing number of Australian drivers making the transition from combustion engines to electric vehicles.Go to showroom Disclaimer: Income Tax savings are dependent on your taxable income and individual tax status. GST savings are dependent on your employer’s policy and accounting treatment of GST. Home/ Novated Leasing