A self-managed novated lease is suited to large organisations and government entities that currently have a salary packager in place.
Fleetcare will source your chosen car, provide a competitive finance rate, and establish a novated lease tailored to your lifestyle.
Your employer’s nominated salary packager then manages the running costs of the car and sets up the deductions through your salary.
A self-managed novated lease gives you the freedom to source the most competitive interest rate on your vehicle finance, without being locked in at a higher rate through your employer’s chosen packager.
A self-managed novated lease could save you thousands over the term and the salary deductions will still occur through your packager.
No, you cannot source your own finance with a self-managed novated lease. Finance will be provided by Fleetcare as the financier.
While there’s one additional form involved in setting up a self-managed novated lease, you’ll be confident knowing that you’re enjoying the most competitive finance rate.
Fleetcare can source the car of your choice, or you can provide us with the car of your choosing. Our leasing experts will then tailor a package to suit your personal circumstances.
Once you have received finance approval, Fleetcare will organise the settlement of the car and set up the lease with your employer's chosen salary packager.
Your car's running costs will still be budgeted for and will be outlined in your quote from Fleetcare.
You will receive a fuel card and be required to pay for your registration, maintenance, tyres and insurance, and then claim a reimbursement from your packager which is usually paid within a few days of the claim.
Reimbursement claims are made easily through the salary packager phone application or online portal with a photo of the receipt of purchase.