Show me

Hire Purchase

Fixed term business vehicle hire.
Enquire online
Fleetcare’s Hire Purchase agreement offers you the flexibility of knowing exactly what the monthly repayment will be, while delivering ownership of the vehicle at the end of the agreed term, or earlier if desired.
Fleetcare, who is the lender, gives you immediate use of the vehicle of your choice in exchange for regular payments over an agreed period of time. Upon making the final payment, you become the outright owner of the vehicle.

Why choose a Hire Purchase agreement?

No upfront deposit
With no upfront deposit required, you have immediate use of the vehicle and you may be able to claim input tax credits for the GST payable on interest and fees.
Flexible contract terms
Contract terms can range anywhere between 1 to 5 years. You can structure your monthly repayments and balloon payment to meet business needs and improve cashflow.
Peace of mind
With a simple fixed monthly payment, you’re protected from interest rate changes, allowing for more accurate budget forecasting.
Buying power
Take advantage of Fleetcare’s buying power and access fleet discounts on vehicles, accessories and fit out. All costs will be bundled into the hire purchase agreement, and we’ll even arrange fit out requirements prior to delivery of the vehicle.
Expert fleet consultants
Our expert fleet consultants will offer the best advice and business solutions to assist in meeting your financial goals. No matter the size of your business, our team can tailor a package to suit your needs.
Vehicle protection options

Car care is essential in helping to safeguard your car against the inevitable bird droppings, dirt and mud, coffee spills and everything in between!

Fleetcare offers premium protection packages that help withstand whatever the environment throws at you, keeping you and your car safe and looking like new.

Check out our full range of protection products here.

Tailor your repayments

infographic of hire purchase balloon payment

Hire Purchase FAQs

Is a hire purchase agreement right for me?

A hire purchase agreement is suitable for business, partnerships and sole traders who are registered for GST on an accruals basis. You can claim the GST of the vehicle’s purchase price as a lump sum on your next Business Activity Statement (BAS) cycle.

Is there a minimum number of vehicles for a hire purchase agreement?

There is no minimum or maximum number of vehicles required for a hire purchase agreement. This will depend on your business’s financial position.

What type of vehicle can I take out under a hire purchase agreement?

You have the freedom to choose any vehicle within your budget. You can choose a new or used car as long as the vehicle is less than 8 years old at the end of the agreement.

Can I use my current car as a trade-in?

Yes, you can trade-in your existing vehicle to build equity on a new car that you wish hire from Fleetcare.

Can Fleetcare source the vehicle?

If you have a car in mind, Fleetcare can source the vehicle on your behalf. Our purchasing power means impressive price reductions which are passed on to you.

What is the standard term for a hire purchase agreement?

A hire purchase term can range anywhere between 1 to 5 years. A minimum 3 year term agreement is recommended to ensure you maximise the asset warranty and end of term value.

Can I customise the vehicle with accessories or add-ons?

Fleetcare will negotiate the cheapest quote on any vehicle accessories and add-ons you require. These costs will be bundled into your repayments and we can arrange fit out prior to delivery.

If you’re looking to protect your vehicle even more, we offer a range of additional vehicle protection options designed to enhance the safety and enjoyment of your vehicle. For a full list of options, click here.

Who will own the vehicle at the end of the hire period?

Once you’ve made the final payment of the hire purchase arrangement, you’ll receive full ownership of the vehicle.

Think a Hire Purchase is right for you?

Stay up to date with our newsletter, Fleettorque
Fleettorque is a monthly newsletter that will keep you up to date on the latest news and industry insights.

By submitting this form, I consent to be contacted by Fleetcare about their products, services, and offerings. Fleetcare will manage my information in accordance with their Privacy Policy.

Disclaimer: This advice is general in nature and based on present taxation laws and may be subject to change. We recommend you seek your own independent financial advice.