Secured Loan Own it now and pay it off. Enquire online With Fleetcare's Secured Loan arrangement, also known as a Chattel Mortgage arrangement, you take immediate ownership of the vehicle and the flexibility of knowing exactly what the monthly payment will be. The end user takes immediate title to the goods as it is considered a cash sale. Fleetcare, who are the financier, takes security (mortgage) over the asset or vehicle until repayment has been made in full. This finance option best suits you if your business accounts on a cash basis of turnover less than $1m. It permits a full GST claim in the first Business Activity Statement (BAS) cycle. Why choose a Secured Loan? No deposit vehicle finance With no deposit required, you can own the vehicle from the outset and claim a tax deduction for depreciation. Flexible finance terms Flexibility to structure your loan repayments and balloon requirements to meet business needs and improve your cash flow. Secured loan terms can range anywhere between 1 to 5 years. Stay in control With a simple monthly invoice and fixed interest rate, you’ll know what your repayments will be for the life of the loan making budget forecasting more accurate. Access fleet discounts With a Fleetcare Secured Loan, you can access fleet discounts and take advantage of our buying power for accessories and fit out, which can all be bundled into the finance arrangement. Fleetcare can help to source the vehicle and negotiate with the dealer as well as arrange all fit out requirements prior to delivery. Access to Fleet Management expertise No matter how large or small your business is, take advantage of Fleetcare’s expertise and tailor a package to suit your needs. As a fleet management specialist, we offer a range products designed to increase efficiency and reduce costs. Vehicle protection options Car care is essential in helping to safeguard your car against the inevitable bird droppings, dirt and mud, coffee spills and everything in between! Fleetcare offers premium protection packages that help withstand whatever the environment throws at you, keeping you and your car safe and looking like new. Check out our full range of protection products here. Solutions for your fleet Fleet Management Combine all your fleet management requirements into a single monthly invoice and let us take care of the administration for fuel cards, insurance, registration, crash management, maintenance and more. Integrated Telematics Combine state of the art GST technology with advanced vehicle management, exception reporting and integrated driver management. Fleetpro The one-stop-shop for small business vehicle fleet management. Combine fuel cards, 24/7 roadside assistance and maintenance management. Sale & Leaseback Free up capital quickly by selling your vehicles to Fleetcare and leasing them back, simplifying your payments and improving cash flow. Additional financing options Operating Lease Lease a fully maintained vehicle with no residual risk. Finance Lease A non-maintained lease option with the opportunity to own it later. Hire Purchase Hire a vehicle from us and own it after the final payment. Want to find out more? Frequently Asked Questions To help you understand if a finance & lease agreement is right for you, we've answered our most common questions. Think a Secured Loan is right for you? First Name Last Name Email Phone Company State ACT NSW NT QLD SA TAS VIC WA Message By submitting this form, I consent to be contacted by Fleetcare about their products, services, and offerings. Fleetcare will manage my information in accordance with their Privacy Policy. Verification Failed. Submit enquiry Disclaimer: This advice is general in nature and based on present taxation laws and may be subject to change. We recommend you seek your own independent financial advice. Home/ Finance & Leasing / Secured Loan