Independence Australia

Save money on buying and running your next car with a Fleetcare Novated Lease

We do the work, you drive the car

If you’re an Independence Australia employee and looking for an easy way to save money on buying and running your next car, then a Fleetcare Novated Lease is perfect!

A novated lease is a three-way agreement between you, Independence Australia and Fleetcare. It is an all-inclusive salary packaging option that lets you pay for your choice of vehicle and it’s running costs from your pre-tax salary. You can reduce income tax and gain access to GST savings, not only on the vehicle purchase price, but also on fuel, servicing, tyres, and much more!

With the flexibility to choose any car you like, you’ll enjoy great fleet discounts, along with the convenience of a single payment for all your vehicle expenses which smooths your budget and keeps more money in your pocket.

No matter how much you earn, how far you drive or where you live, Fleetcare can design a novated lease to suit your life and save you thousands.

Six key benefits

Access fleet discounts
Reduce income tax
Smooth your budget
24/7 driver support
Save on GST*
Cashless servicing and repairs

Outstanding customer service

I will recommend your company, and you personally to my friends and colleagues in the future purely based on your outstanding customer service.
Melissa, Defence Force Australia

Frequently Asked Questions

How do I know if I’m eligible for a novated lease?

As an Independence Australia employee, you're automatically eligible for novated leasing.

Is Fleetcare a preferred supplier of novated leases?

Yes! As a preferred supplier of novated leases, we can help you to drive the car of your dreams at a discounted price, save on the vehicle’s running costs, and reduce the amount of tax you pay as well.

Do I have to buy a new vehicle to enter into a novated lease agreement?

No. You can novate a used car however, there maybe restrictions depending on the age of the vehicle (for example, if the vehicle will be older than 7 years at the end of the lease) but all used vehicles are assessed on a case-by-case basis.

Can I choose my own car?

Fleetcare will source the car of your choice at the best possible price, with fleet discounts on the purchase price and any accessories you’d like. Already sourced your new ride or prefer a used vehicle? No problems! We’ll make sure all the paperwork is done and the vehicle delivered on time and at a great price.

Can I novate a car that I currently own?

If you own your car, you can sell it to Fleetcare and then lease it back under a novated lease agreement. You get to keep your existing car and still receive all the great benefits and savings of a novated lease! Learn more about our Sale and Leaseback service.

I have a trade-in vehicle. Can it come off the purchase price?

With Fleetcare, you can trade-in a vehicle as part of the process for your Novated Lease, however in accordance with the Australian Tax Office (ATO), trade-in funds cannot be used to reduce the lease principle.

Rather, you’ll be given money for your trade-in separate to your lease. You won’t be tying up any cash in a depreciating asset and you can use those funds towards other things. Find out more about selling your car with Fleetcare.

I have a novated lease with another provider. Can I transfer my lease to Fleetcare?

Yes, of course you can! This process is also known as a re-novation. It’s important to us that we make the transition for you as smooth and hassle-free as possible. Speak with our friendly team about the process on 134 333 or learn more about a lease transfer.

What happens at the end of my novated lease?

When you come to the end of your lease, you have four options:

  1. Trade in, trade up - Trade in your existing vehicle to Fleetcare (or sell it privately) and upgrade your car with a new lease.
  2. Double down - Double your savings by refinancing your existing vehicle and leasing a new vehicle at the same time.
  3. Refinance - Refinance your residual payout for another lease term.
  4. Payout - Payout the residual amount and the car is yours.

Learn more about what to expect at the end of your Fleetcare Novated Lease.

Where can I find out more about a Novated Lease?

To find out more about a Novated Lease, check out our tools and resources that are listed below:

Interested in a Novated Lease?

Let us do the work for you

Disclaimer: Income Tax savings are dependent on your taxable income and individual tax status. GST savings take into consideration your employers accounting methods and internal policies around GST, and passing on input tax credits.

Acknowledgement of Country

Fleetcare acknowledges the traditional custodians of the land in which we work and live. We pay our respects to elders past, present and emerging.