A novated lease is a salary packaging option that lets you pay for a new or used car and its running costs from your pre-tax salary. It’s a three-party agreement between you, your employer, and Fleetcare.
If you’re a salaried employee, completed your probation period at work and your employer is happy to enter into the agreement with us, you’re eligible.
Fleetcare will source the car of your choice at the best possible price, with fleet discounts on the purchase price and any accessories you’d like. Already sourced your new ride or prefer a used vehicle? No problems! We’ll make sure all the paperwork is done and the vehicle delivered on time and at a great price.
If you’ve got a vehicle in mind, you can try our online calculator. Once you’re ready, one of sales consultants can provide you with a personalised quote and talk you through the numbers. Everyone’s situation is different, and we encourage all our customers to seek financial advice before committing to a lease.
As a Fleetcare Novated Lease customer, you pay no GST on your vehicles running costs including fuel – that’s a 10% saving right there.
You’ll have access to all major fuel suppliers BP, Caltex, Shell, Coles and Woolworths nationwide. You’ll also enjoy half price car washes and the ability to earn BP Rewards points, available for all Fleetcare customers at BP stations. Try our novated fuel savings calculator now!
Our comprehensive insurance product is specifically tailored to leased vehicles and is included as standard in a Fleetcare Novated Lease. Guaranteed Asset protection (GAP) is also included ensuring you’re never out of pocket in the event of a total loss. We also offer other protection options like extended warranty and Lease Protection Insurance (LPI) which will cover your lease payments if you are unable to work due to illness or redundancy.
Yes, absolutely. You can source your own insurance and we’ll include the budgeting in your novated lease so that you can be reimbursed.
With a car loan, the vehicle payments and running expenses are paid for after you’ve been taxed. With a Fleetcare Novated Lease, the cost of the vehicle, finance and running costs are taken from your pre-tax salary leaving you with more money in your pocket.