Show me

Novated Leasing

A rewarding benefit to offer as an employer - or an all-inclusive salary packaging option as an employee.

What is a novated lease?

A novated lease is a salary packaging option that lets you pay for a new or used car and its running costs from your pre-tax salary. It’s a three party agreement between an employee, their employer, and Fleetcare.
Novated leasing gives employees access to concessional rates of tax not available via traditional car financing models. By salary sacrificing the vehicle purchase price and running costs, employees can reduce their income tax and gain access to GST savings on the vehicle purchase price, fuel, servicing, tyres, and more.

Does your employer already have a salary packager? We can still help!

Need help navigating novated leasing?

Novated Lease benefits

Save on vehicle purchase price
Reduce income tax
Smooth your budget
24/7 driver support
Save on GST*
Cashless servicing and repairs

We’re with you

No matter how much you earn, how far you drive or where you live, Fleetcare can design a novated lease to suit your life and save you thousands. Always going the extra mile, our dedicated team are on hand to manage all aspects of your lease to make sure everything runs smoothly.

Since our establishment in 1989, we are still 100% Australian owned and operated. We understand the needs of Australian drivers and are perfectly placed to help.

Novated Lease Lifecycle


"This is my second lease with Fleetcare. I have 2 vehicles which I lease and I am very happy with the service provided."
MARK, Police Officer

Novated Leasing FAQs

How does a Novated Lease work?

A novated lease is a salary packaging option that lets you pay for a new or used car and its running costs from your pre-tax salary. It’s a three-party agreement between you, your employer, and Fleetcare.

How do I know if I’m eligible for a Novated Lease?

If you’re a salaried employee, completed your probation period at work and your employer is happy to enter into the agreement with us, you’re eligible.

How do I pick my vehicle for the Novated Lease?

Fleetcare will source the car of your choice at the best possible price, with fleet discounts on the purchase price and any accessories you’d like. Already sourced your new ride or prefer a used vehicle? No problems! We’ll make sure all the paperwork is done and the vehicle delivered on time and at a great price.

How do I know how much I’m going to pay for my Novated Lease?

If you’ve got a vehicle in mind, you can try our online calculator. Once you’re ready, one of sales consultants can provide you with a personalised quote and talk you through the numbers. Everyone’s situation is different, and we encourage all our customers to seek financial advice before committing to a lease.

Do I get fuel discounts with a Novated Lease?

As a Fleetcare Novated Lease customer, you pay no GST on your vehicles running costs including fuel – that’s a 10% saving right there.

You’ll have access to all major fuel suppliers BP, Caltex, Shell, Coles and Woolworths nationwide. You’ll also enjoy half price car washes and the ability to earn BP Rewards points, available for all Fleetcare customers at BP stations. Try our novated fuel savings calculator now!

Is insurance included in the Novated Lease?

Our comprehensive insurance product is specifically tailored to leased vehicles and is included as standard in a Fleetcare Novated Lease. Guaranteed Asset Protection (GAP) is also included ensuring you’re never out of pocket in the event of a total loss. We also offer other protection options like extended warranty.

Can I source my own insurance?

Yes, absolutely. You can source your own insurance and we’ll include the budgeting in your novated lease so that you can be reimbursed.

What is the difference between a Novated Lease and a Car Loan?

With a car loan, the vehicle payments and running expenses are paid for after you’ve been taxed. With a Fleetcare Novated Lease, the cost of the vehicle, finance and running costs are taken from your pre-tax salary leaving you with more money in your pocket.

Think a Novated Lease is right for you?

Stay up to date with our newsletter, Fleettorque
Fleettorque is a monthly newsletter that will keep you up to date on the latest news and industry insights.

Disclaimer: Income Tax savings are dependent on your taxable income and individual tax status. GST savings are dependent on your employer’s policy and accounting treatment of GST.