Choose a car for your novated lease

You don't need to buy brand new to access the benefits of a novated lease.

Eligible used cars can also be packaged under a novated lease, giving you greater flexibility and potentially lower purchase costs.

Why people choose a used car:

• Lower upfront car price
• Reduced depreciation compared to a new car
• Access to reliable late-model cars
• More value within your budget

We can help confirm car eligibility and guide you through the process before you commit to a purchase.

Already own a car? You may still be able to use it with a novated lease through a sale and leaseback arrangement.

This allows you to refinance your existing car into a novated lease structure, which may help improve cash flow and package eligible running costs through your salary.

This option may suit people who:

• Recently purchased a car
• Want to restructure existing finance
• Prefer to keep their current car
• Want access to novated lease benefits without changing cars

Eligibility criteria apply depending on the age, condition, and existing finance arrangements of the car.

Electric and hybrid vehicles are becoming increasingly popular for novated leasing, especially with potential tax incentives available on eligible electric vehicles.

Packaging an EV through a novated lease may significantly reduce the after-tax cost of ownership compared to traditional finance.

Benefits of leasing an EV or hybrid:

• Lower fuel or charging costs
• Reduced maintenance requirements
• Potential FBT exemptions on eligible EVs
• Environmentally conscious driving

If you're considering making the switch, we can help compare car options, charging considerations, and estimated savings.

Changing employers doesn't always mean ending your novated lease.

In many cases, your existing lease can be transferred to your new employer if they offer salary packaging.

We can help with:

• Transfer coordination
• Employer onboarding support
• Reviewing your current lease arrangements
• Minimising disruption during the transition

Our team works to make the process as smooth as possible so you can keep your existing car and lease arrangements in place.

Already have access to salary packaging through your employer? A self-managed novated lease allows you to keep using your employer’s preferred salary packaging provider, while Fleetcare arranges and manages the car finance.

This option gives you more flexibility and choice, while still accessing the benefits of a novated lease.

This option may suit people who:

• Your employer uses a different salary packaging provider
• You’d prefer Fleetcare to arrange the car finance
• You want greater flexibility in how your lease is structured
• You’re looking for a more tailored leasing solution
• You want support managing your car finance and lease administration

Fleetcare works alongside your employer’s salary packaging provider to help make the process simple and seamless.